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Fee Schedule

PEPCO Federal Credit Union
Service Charge Policy
Effective January 1, 2019

Type of Charge

Account History

$5.00 (Free online)

Account Reconciliation

$25.00 per hr., $25.00 min

Account Verification

$10.00

Withdrawal below minimum $100 amount

$5.00

Visa Debit Cards

Replace Card

One per 12 months, $10.00 thereafter

Transaction charge or ATM POS

$2.50 (Free at PFCU owned)

Overdraft

$35.00

Loan Late Payment Charge

5% of payment (over 10 days late - min $35.00)

PIN Replacement

FREE

Request for checks

FREE

Transfers

FREE

Balance Inquiries

FREE (online only)

Sharedraft (Checking)

Monthly Service Charge

$10.00 per month unless a min of $75.00 is maintained

Copy of SD Check by Mail

$2.00 (FREE online)

Copy of SD Check by Fax

$2.00 (FREE online)

Stop Payment

$27.00 +$1.00 for each additional in a series

Overdraft

$35.00

Statement - Special or Duplicate

$10.00

Stop Payment on Credit Union Checks

$27.00 (must be lost or stolen)

NSF Item

$35.00

Transfer fees

ATM

$2.50

ON-LINE

FREE

Fax Request

$5.00

From savings (to cover an overdraft on sharedraft accounts)

$5.00 (only 6 per month allowed)

VISA Platinum Annual Fee

Free

VISA Classic Annual Fee

$10.00

Replace card

$35.00

Over limit fee

$35.00 each month

Late Payment Charge

10% of min $39.00

Wire Funds

Domestic In

FREE

Domestic Out

$20.00

Miscellaneous

Special Collection Item

$30.00

Levy

$75.00

Cashier's Check

check amounts under $2000.00, a charge of $10 assessed

EFT Return

$35.00

© 2020 PEPCO Federal Credit Union. All rights reserved.

We are an Equal Housing Opportunity Lender. Federally insured by the NCUA. Your savings are insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act.